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Posted: Saturday, January 6, 2018 12:05 PM


Save with cheap Georgia auto insurance. Get 100% free quotes, compare top insurers. Special rates online for GA drivers.

Were you happy the last time you compared rates for car insurance in Georgia? Want to save money on your automobile insurance? Save up to 60% with the cheapest auto insurance in GA whether you need liability or full coverage car insurance. Enter your zip code below to start comparing rates from top companies offering discount rates online for GA motorists. Always ask each insurer for any and all possible rate discounts. The rate quotes you'll receive are free and you are never under any obligation of any kind.

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If you buy automobile insurance coverage to meet the Georgia financial responsibility law, you must buy at least the minimum amount. The current minimum liability limits are $25,000 for each injured person, up to a total of $50,000 per accident, and $25,000 for property damage per accident. This basic Georgia car insurance coverage is called 25/50/25 coverage. Young drivers are forced to comply with GA financial responsibility laws. In most cases parents can add their minor children to their car insurance policy to satisfy the Georgia financial responsibility requirements. Although adding a young driver to a parents' policy is usually expensive, it's almost always cheaper than buying a separate policy for the minor child. Some insurance companies offer a discounted rate for teenagers who have completed a Georgia Department of Public Safety (GDPS)-approved driver education course. Insurance providers use information like the kind of car you drive, where you live, how you use your car and the policy limits you select to determine the rates they will charge you.

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Depending on the types of coverage you purchase, automobile insurance pays for vehicle replacement or repair, court costs, rental cars, medical expenses, towing, and other expenses. Insurance providers recommend that motorists in Georgia carry more than the state-minimum-required liability coverage. Opting for a policy that only includes state minimum requirements may help drivers get the best premiums. However, Georgia uses the tort system to determine who will pay for expenses that arise as the result of an accident. The driver who is found to be at fault for the accident is responsible for paying all costs incurred. While the GA state minimum required liability auto insurance coverage does provide some protection for motorists, people who cause accidents will have to pay out of pocket for damage that goes over their policy's coverage limits.

For more information on GA car insurance, visit the Georgia Office of Insurance and Safety Fire Commissioner.

For more information on Georgia please go to the Official Site for Georgia.

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• Location: GA, Northwest Georgia

• Post ID: 20897689 nwga

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